Jobs are most people's access point to the general money supply.

Boy it seems obvious but I never really noticed that.

Banks are required to have a certain amount of actual money on hand when they give out a loan. The loan itself is "created money". It starts to exist from thin air when a loan officer types that amount into a computer. This is where the source of our money comes from. Our money comes from debt.

By federal law, they must have some actualy money on hand, however to ensure or back that loan. What money do they use? The money you and I deposit in our savings and checkings accounts. When I see my checking account balance I do not see my literal money sitting in a vault somewhere, but the bank's promise to pay me back that amount. That is why your savings account yields interest, however tiny, because it's a loan to the bank.

Say that the bank doesn't have enough money on hand to keep handing out loans. This is a very real situation, because the average consumer doesn't have any savings! The bank is allowed to borrow this money from the government, which has also created it out of thin air to lend.

Imagine one day the dollar is worthless. I try and pay my rent and the land lord says, "I don't want your stupid money, I can't buy a damn thing with it, or pay the costs of leasing out my house to you with it."

So I go to the bank and I say, "Hey, what gives? Every dollar that I have lent you in my bank account is worthless. I want the gold (or, since the founding of the federal reserve, silver per every 9 dollars) that this paper note represents!"

The bank says: "Uh, there isn't any. Your money was backed by our debt, that we borrowed from the government, with the prospect that the borrowers would pay us back with interest. Sorry!"

This is what would happen if the currency were devalued, if the government could not manipulate inflation rates, or if one apocalyptic day the only thing keeping the debt-based system alive, the government and the security, stability and good faith of the American nation it represents, were gone. Then there would be nothing in existance to re-assure people that one day, all debts that valued their money would be re-paid.

So how do I get my hands on all of the newly-created money lent to borrowers? (Leave asside for the moment that the interest on their loan was never created when the principal came into existance, which is why loans default.) How do I cast a net to pull in all this cash? I would have to get people to give me their loan money by selling them something. I would need to own a business that sold a good to the borrower in order to have access to the new addition to the general money supply.

But I don't own a business. I don't sell good or services. But I work for a company that does. In exchange for my labor I receive wages that come in from the company's payroll; an expense deducted from their incoming revenues deducted before they turn a profit (so I am told, but who knows if this is what actually happens). So if I don't have a job, I have no access to the general money supply. And if I can't access the general money supply, I have no means of keeping myself alive in modern society, as I no longer have the skill set to be a hunter-gatherer. Nor is it possible as I do not own any land on which to hunt and forrage: All land is privately owned (if not by an individual then by the government).

So you outsource all the jobs so they are no longer available, and people can't access the money supply, and there is no social security net to offer an alternative means of sustaining human life. Meanwhile, all of the loan money that came into creation and any interest paid back (which had to have come from the complete deficit of prinicipal from someone, somewhere) flow upwards, streight to the top. We have since the Nixon administration an economic system where money flows up, but is identified by Orwellian names such as "trickle-down economics" (by the way, the Regan-era economist who invented this theory/rationalization has since recanted and says it doesn't work).